With the user-friendly and free “OKB TWINT” app, you can use your smartphone to make contactless payments in stores, online shops or in restaurants. TWINT offers you the largest payment network in Switzerland for transferring money directly to a person. The app is your digital wallet with a direct connection to your account. Each transaction is thus immediately booked on the deposited account.your benefits• Send, request and receive money securely• Transfer in real time• Connection directly to the OKB account, no credit card required• store customer cards and membership cards digitally• for freeRequirements for OKB TWINT• Swiss mobile phone number• A private account or association account with the Obwaldner Kantonalbank• E-banking contract with the Obwaldner Kantonalbankconditions• The app and its use are free• There are no transaction fees